Personal Lines

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R.E. Chaix / products/ personal lines

Homes, cars, and personal belongings represent more than just financial investments for your clients—they’re part of daily life. Our Personal Lines insurance aims to safeguard what matters most, whether it’s a primary residence, vacation property, or valuable collections. By partnering with A-rated carriers, we help create coverage that fits each lifestyle, offering peace of mind whenever the unexpected strikes.

features
  • “A” Rated Carriers
  • Admitted Markets, where available
  • Can Look At PC9/10s
  • Risks with Prior Losses
  • Older Homes (Recent Full Updates)
  • Excess Liability up to $10 Million for one policy. Options for excess layers
target classes
  • Primary, Secondary, Vacation, & Rental Homes
  • Coverage A: $350K +
  • Differing Construction Types, i.e. Log Homes & Dome Homes
  • Can include earthquake, flood, or wind coverage
  • Personal Umbrella with different underlying carriers, multiple properties, or distressed driving records
  • Primary Liability for older homes, vacant homes, or vacant land
  • Excess Liability for rental properties
list of businesses
  • Homeowners (H03, H04, H05, & H06)
  • Personal Article Floater (PAF)
  • Fine Art/Jewelry/Specie/Collections
  • Jewelry
  • Stand Alone Personal Umbrella
  • Comprehensive Personal Liability (CPL)
submissions requirements
  • Acord Application
  • Supplemental Application
  • Loss Runs

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Take advantage of our ability to develop new specialized products either within the Brokerage, Underwriting, or as a stand-alone to meet the needs of our agents and their clients.

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